ORGANIZE YOUR FINANCES
The first step is setting aside money for a down payment, which should be at least 5% of the home's purchase price. Next, you'll meet with a mortgage broker to determine your affordability and it's recommended to compare rates from different lenders. Our in-house broker, Martine Perron, can simplify this process by providing information and finding the best rate on your behalf.
ENVISION YOUR IDEAL HOME
Once you have established a price range, it's time to decide what kind of home will suit your lifestyle. Consider factors like proximity to schools, recreational facilities, and the characteristics of the neighborhood. Your reasons for buying a home will guide you in answering these questions, so take your time to think about it. Writing down a list of needs versus wants can be helpful.
CONSULT WITH A REAL ESTATE AGENT
Choosing a real estate agent with whom you feel completely comfortable is crucial. A REALTOR® can assist you in finding your dream home that meets both your needs and your budget. They will arrange viewing appointments and provide clarity throughout the intricate home buying process. It's essential to work with an experienced and knowledgeable REALTOR® who will represent your best interests. We are qualified and excited to guide you through this journey.
THE SEARCH
You can use the property search function on this website to find homes in your desired area. Alternatively, you can share your criteria with us, and we'll handle the search on your behalf. We will filter through the options and send you listings that match your preferences, keeping you updated with new listings and scheduling appointments for viewing. We start each day by reviewing new listings that align with your criteria, ensuring you don't miss out on your "dream home."
CLOSING THE DEAL
Once you've negotiated an offer and fulfilled any conditions, you will finalize your mortgage with your lender. Then, you'll complete the ownership process by signing the necessary documents with your chosen lawyer/notary (we can provide recommendations if needed). Congratulations are in order at this stage! Becoming a homeowner is an incredibly liberating experience. Homeownership offers numerous benefits, such as pride of ownership, the ability to make improvements, building equity, and potential appreciation. The advantages are endless.